While sitting in a medical clinic waiting room, I noticed a mother with her daughter. The child wore a face mask and coughed many times. Her eyes were sunken, and her face was pale. I couldn’t help but feel sorry for her. Her mother looked worn-out. The waiting room was small, so I heard everything she said. After she paid her co-pay for their visit, the receptionist reminded her of a past-due balance that was more than double what her current visit cost. The woman explained, with difficulty controlling her emotions, that she would not have any spare money until…